Vacant land insurance is a type of liability coverage. Its sole purpose is to protect the owner’s interests if anyone is hurt on the property or sues the owner for injuries.
How do I insure a piece of land?
The easiest way to add land insurance is through your homeowner’s policy. If you own a home, you can typically extend your liability coverage to include your vacant land. If you have an umbrella liability policy, be sure to add your vacant land to that policy as well and update your liability if needed.
However, if the property is in the name of a business, and zoned for commercial use, a commercial property policy is necessary.
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