Life insurance protects your family from financial loss should a major breadwinner die. The loss of income can be just as devastating as the personal loss to those left behind. It’s always wise to provide for what-if’s especially when loved ones are concerned.

At Augustedge Insurance, we can provide both Term Life and Whole / Universal Life. Term Life offers a lower premium which makes it affordable for nearly everyone and the death benefit amount doesn’t change over time. Many can be converted into a Whole Life policy.

Whole Life offers consumers stable premiums while building cash value. Premiums are usually higher than with a Term Life policy but the policyholder has the option to take out a loan against the cash value while still retaining a death benefit.

Universal Life allows consumers the most flexibility in premium options, death benefit adjustment and more. Like Whole Life, the policyholder has the option to take out a loan against the cash value.